Testimonials

With retirement approaching we looked for an IFA recently. We met representatives of a number of local companies and chose Encompass. We were very impressed with Michael Osman's knowledge and professionalism and also with his friendliness and the way he not only gave us a lot of information but also took great trouble to explain the reasoning behind his suggestions. Our thoughts and preferences were assessed and figured prominently in the agreed decisions we eventually took. We were particularly pleased that there will be regular reassessments which will be carried out to ensure that any changing circumstances are seen and catered for.

We feel confident that our finances are in good hands and would unhesitatingly recommend anyone seeking similar help to contact Encompass. We look forward to many years working with them to make our investments perform for us as effectively as possible.

I would be delighted to recommend 'Encompass' to colleagues and friends. They have always listened to our problems and after due time to consider the various options, provided sound advice. Their approach has always been professional, considerate and yet flexible and patient.

We have known Michael Osman for several years now, both before and since setting up Encompass. He managed the transfer of some of our portfolio of savings to Encompass in a very professional manner. He is always willing to take the time to explain the issues involved to the less financially aware, like us, in a clear and friendly way so that we can make our own better-informed judgements. He does not 'spin' but explains the risks and potential benefits equally well, including the commission structure.

He responds to all our queries very promptly in a professional manner and is always extremely courteous and easy to talk to. I would certainly recommend him and Encompass to friends and family without any qualms at all. We will stay with Encompass and hopefully enjoy the service he gives for many more years to come.

Approaching retirement we required a complete review and rationalisation of my pension funding and allied investment portfolio to route map our retirement plans for achieving an adequate lifestyle.

Encompass Financial Management has provided us with a bespoke strategic financial plan aimed at generating the required level of retirement income. Their very personal style of service, headed up by Mark Courage, was an essential ingredient for developing the right plan, with due cognisance of our attitudes to risk and the most appropriate financial products for our circumstances. We particularly welcomed the Encompass holistic approach to managing clients financial affairs and the high level of ongoing support they are providing in monitoring investment performance.

I am in my third year as a satisfied Encompass customer. I had had some good service from a current Encompass Director, Mark Courage, some years ago and when I sought a new IFA I was delighted to track him down at Encompass with the help of the FSA web-site.

I am now a widowed and retired former NHS professional. Encompass manage my modest and diverse investment portfolio, keeping it in line with an agreed assessment of my attitude to risk.I appreciate the detailed information provided by Encompass in a comprehensible format and the personal service with immediate on-line and home based attention from my advisor. Encompass charges appropriately and fairly for managing that part of my portfolio which I brought to them.Encompass think broadly and systemically about my finances. I have been pleased with the manner in which their service has been delivered and also pleased with the performance of my investments.

In the last year I have had some discussions on the difficult task of IHT planning.My advisor has also expertly negotiated on my behalf the release to one of my children of some funds held in Trust.In this matter the tax position was complex and presented a number of choices for each of the two beneficiaries of the Trust.We were guided carefully through with a good outcome.

Encompass, a young company with mature and experienced staff, has my experience-based very positive commendation.

I have no hesitation in recommending the services of Encompass Financial Management. I have come to trust in full their knowledge and ability in financial matters. They spare no effort in order to be closely informed about the movements and changes in the financial world and to judge how they will affect my affairs. In this they seek to make use of the latest and best financial information providers.

They show exemplary care in informing me when it would be advisable for me to reallocate my investments to my best advantage and in carrying out the changes. They are acutely sensitive to their clients' attitude to risk and scrupulous in managing their affairs in accordance with it. Their reports to me are clear and concise, enabling me to follow easily the effects of any alterations in investment and to judge the need for further changes.